BLACK OAK VENTURES is a San Francisco Bay Area based real estate finance provider. We provide niche finance solutions for real estate investors seeking access to rapid project funding at competitive rates.  Whether you are a developer seeking bridge finance to complete a construction project, an investor seeking short term equity to make a competitive all cash purchase offer, or an entrepreneur requiring an infusion of capital for your business, Black Oak's private capital sourcing fills the gap where institutional market sources fail to deliver.  We offer fast and reliable funding of loans ranging from $200,000 -$10,000,000+ on all investment property types throughout California, Oregon, and Washington.

Lending Guidelines


Loan Amounts:  $200K - $10M+
Loan to Value (LTV):  up to 65%
Interest Rates:  7% - 12%
Fees:  1.5 - 3 points
Loan Position:  1st or 2nd
Property Types:  All types
Loan Purpose: Acquisition, RefinanceEquity Cash Out, Rehab, Construction, Development
Documentation: Customized
Pricing: Risk Based

 

Why Choose
Black Oak Ventures?     

Competitive pricing

Streamlined underwriting

Simple documentation

Fast execution

Experienced professional lenders  

Lending throughout CA, OR, and WA
 

Lending Areas


Primary Market Area
California

Secondary Market Areas
Oregon
Washington

FINANCING - YOU'RE IN THE RIGHT PLACE

 

Real estate transactions require access to capital.  At Black Oak Ventures we know this can be time consuming; therefore we strive to provide borrowers with:

Speed - Reliability  - Capital Dependability - Industry Expertise - Trusting Relationships

Extensive Network for Funding  -  Impeccable Track Record  -  No Surprises

 
Pebble Beach Back.jpg

PROPERTY TYPES

Residential

Single Family Homes
Multifamily Unit Complexes

Commercial

Mixed Use
Apartment Units
Office Buildings
Retail Properties
Industrial Properties
Storage Facilities
Medical
Land
Agricultural

Berkeley-downtown-Bay-bridge-SF-in-back-from-Lab.jpg

LOAN TYPES

Includes, but is not limited to the following:

Acquisition

Refinance

Equity Cash Out

Rehab (Fix & Flip)

Construction

Development

REQUIREMENTS

Preliminary Title Report
1003 Loan Application
Credit Report (to verify debt)
Copies of Senior Loans/Mortgage Statements
Leases /  Financial Statements / Rent Roll
Rehab or Construction - approved plans,
permits, budget

BENEFITS

Competitive Rates, Fees, and Terms
No minimum FICO scores
Can fund in 7 - 20 days or less
Can use multiple properties as collateral

 

At Black Oak Ventures, we move quickly and we deliver.  
Our clients are our best resources and definitely why we work so hard.  

Vern and Roger went above and beyond with a great private loan when we really needed one. They really understand the lending process and make it easy. We are looking forward to working with them on our next transaction
— Warren H
We found ourselves staring down the barrel of a hard stop on our most recent purchase contract. Black Oak Ventures stepped up and closed their loan 7 days from our initial conversation. We are impressed with both their transparency and processing speed.
— Abe F

 


To help you submit a loan quickly and easily, feel free to complete our loan submission form using the LOAN REQUEST button below.
We will get back to you right away.